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About Home Loan Balance Transfer
"Optimize your home financing with Sammaan Capital’s Home Loan Balance Transfer service. Whether you aim to lower your monthly mortgage payments, obtain additional funding through a top-up loan, or extend your loan’s tenure, we provide a streamlined solution tailored to your needs. Transfer your existing home loan from any financial institution to Sammaan Capital and benefit from our competitive interest rates and flexible loan options. "
Zero Prepayment charges
Flexible loan tenure options
Multiple loan repayment options
Maximum loan to value
Home loan Ranging from
8.75%* Onwards
8.75%* Onwards
# Interest will depend upon Profile, Loan amount, tenure and property type.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
Zero Prepayment charges
Flexible loan tenure options
Multiple loan repayment options
Maximum loan to value
Plan Your Loan with Our Calculators
Estimate monthly payments easily for your planned loan amount.
Loan Amount (₹)
Enter the amount you require for your home loan
₹
2 L
10 Cr
20 Cr
35 Cr
45 Cr
Tenure (Years & Months)
Specify the duration for which you'll be repaying the loan.
1 Y
5 Y
10 Y
15 Y
20 Y
25 Y
Interest Rate (%)
Specify annual interest rate to compute monthly accurately.
%
6%
10%
14%
18%
22%
Your EMI:
₹ 0
Total Payment: ₹ 0
Interest Payable: ₹ 0
Your EMI:
₹ 0
Total Payment: ₹ 0
Interest Payable: ₹ 0
Secure 10% discount on processing fees now
Year
Opening Balance
EMI*12
Interest Paid Yearly
Principal Paid Yearly
Closing Balance
Steps to take Home Loan Balance Transfer
01/03
Easy Application
Begin your journey of applying for a home loan with just a few details. Our guided steps ensure a smooth start towards owning your dream home.
02/03
Hassle-Free Documentation
Start the documentation process effortlessly. Submit the necessary information and let us handle the rest, easing your path to homeownership.
03/03
Quick Sanction
Move swiftly from application to approval. Our quick sanction process ensures that your dream home is just a few steps away.
01/03
Easy Application
Begin your journey of applying for a home loan with just a few details. Our guided steps ensure a smooth start towards owning your dream home.
02/03
Hassle-Free Documentation
Start the documentation process effortlessly. Submit the necessary information and let us handle the rest, easing your path to homeownership.
03/03
Quick Sanction
Move swiftly from application to approval. Our quick sanction process ensures that your dream home is just a few steps away.
01/03
Easy Application
Begin your journey of applying for a home loan with just a few details. Our guided steps ensure a smooth start towards owning your dream home.
02/03
Hassle-Free Documentation
Start the documentation process effortlessly. Submit the necessary information and let us handle the rest, easing your path to homeownership.
03/03
Quick Sanction
Move swiftly from application to approval. Our quick sanction process ensures that your dream home is just a few steps away.
Key Features & Benefits
Attractive Interest Rates
Home loans from Sammaan Capital come at an attractive interest rate. We offer concessional rates of interest to women.
No Hidden Charges
We believe in utmost transparency of operations hence there are no hidden charges applied on loan disbursals.
Flexible Repayment
Our flexible repayment options make it easy for you to focus on all the important priorities of your life.
Loan Repayment Options
You can pay your loan using EMI, Prepayment and Flexible Loan Investment Plan options using any of these payment modes: Cheque/Drafts | NACH/ eNACH | RTGS Transfer | NEFT Transfer | Fund Transfer
Eligibility criteria
Application for balance transfer can be made individually or jointly. Property owners need to be Applicant/ Co-applicants to the loan.
The maximum tenure for home loan repayment at SCL is 30 years. This tenure is defined by certain parameters such as: Customers’ profile, Age of property at the time of loan maturity, Customers’ age, 30 years loan term (maximum tenure)
Documents required for home loan balance transfer
- Current Passport size photograph of all Applicants
- Duly filled & signed Application Form
- Proof of Identity: Aadhaar card/ PAN Card/ Passport/ Driving License/ Voter ID
- Aadhar Card or other OVDs viz. Passport / Driving License/ Voter ID Card or equivalent e-document containing the details of identity & address
- Processing fee cheque
- Property documents:True Copies
- A Sale Deed, Katha, Transfer of Ownership
- Possession Certificate
- No Objection Certificate (NOC) from the builder / Housing Society (Original Copy)
Sammaan Pride Stories
Prakash
44 years old, Delhi
5 rating for
Home loan
Sammaan Capital made the challenging process of securing a home loan simple and efficient. Their team was a pleasure to work with.
Saurabh
35 years old, Jaipur
5 rating for
Home Loan
Very helpful staff and great services. Had a fantastic experience!
Komal
36 years old, Delhi
5 rating for
Home Loan
Sammaan Capital simplified the home loan process for me.
Davinder
38 years old, Raipur
5 rating for
LAP
A seamless journey with Sammaan Capital - their expertise and attentive service made getting my home loan stress-free
Rahul
32 years old, Dispur
5 rating for
home loan
Sammaan Capital went above and beyond to secure the best terms for my home loan. Grateful for their transparency and support.
Radhakrishna
49 years old, Visakhapatnam
5 rating for
LAP
Top-notch service from start to finish. Highly recommended!
Your Empowerment is Our Promise
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Sammaan Insights
Are Home Loans Right for You?
You have decided to buy a house and have zeroed in on the house you want to buy. The next step is to apply for a home loan.
11 April
5 Step Guide To Ease The Home Loan Process
5 Step Guide To Ease The Home Loan ProcessYou have decided to buy a home and it makes you both excited and anxious
11 April
How to calculate home loan emi?
A home loan is a high value loan. It often lasts for over two decades and keeps the borrower indebted until the principal loan amount and the interest is paid off in full.
2 April
The Doorway to your Dream Home is just 5 Steps Away
The Doorway to your Dream Home is just 5 Steps AwayBuying your very own home is not an impossible feat. Here are a few ways to ensure this dream home of yours is well within your reach.
11 April
Ways to Repay Your Home Loan Faster
Like most homebuyers, you may also have availed of a loan to purchase your own property. A housing loan is a long-term commitment and often requires spending a major chunk of your monthly income in
11 April
Top up home loan vs personal loan a comparison to determine the better choice for loans
Taking on a loan of any kind is a financial responsibility. It is a debt that needs to be repaid, in full, based on the tenure chosen by the borrower. Most banks, housing finance companies and non-banking finance companies offer a myriad of loans to finance the different needs of customers.
2 April
Tax benefit on home loan top up
A financial emergency is not something rare or unheard of. There are times in life when one needs funds urgently. This could be due to a medical emergency, an accident, or to cope with a loss in business or such other circumstances.
2 April
Sammaan In Spotlight
The Economic Times
5 March
Indiabulls Housing Finance rebrands itself, name c...
Non-banking finance company Indiabulls Housing Finance has changed its name to ....
Know More
Times Of India
5 March
Indiabulls Housing is now Sammaan Capital
Indiabulls Housing Finance on Wednesday said that it has officially changed its name to ...
Know MoreThe Economic Times
5 March
Indiabulls Housing Finance rebrands itself, name c...
Non-banking finance company Indiabulls Housing Finance has changed its name to ....
Know MoreTimes Of India
5 March
Indiabulls Housing is now Sammaan Capital
Indiabulls Housing Finance on Wednesday said that it has officially changed its name to ...
Know MoreFAQs
Can the Housing Loan Eligibility Calculator determine the exact loan amount I will get?
Can I use the Housing Loan Eligibility Calculator for different lenders?
What information will I get about each branch in the Locator?
What factors influence the output of the Home Loan Eligibility Calculator?
When can I apply for a home loan?
Is there a difference between a Home Loan Eligibility Calculator and a Home Loan EMI Calculator?
Why should I use the Home Loan Amount Eligibility calculator before applying for a loan?
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