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Your Home, Your Sammaan
Let Sammaan Capital be a part of your story, where we lay the bricks of foundation for the place you can call your home. With Sammaan, every door opens to new possibilities, and every home has a unique story. Build yours Sammaan Se!
Over 10k+ Approved Projects
4 Lakh+ Properties to Choose From
Simple Documentation Process
Flexible Loan Tenure Options
Quick Loan Approvals
Zero Prepayment Charges
Home loan Ranging from
8.75%* Onwards
8.75%* Onwards
# The final rate of interest will depend upon profile, loan amount, tenure, underlying security and other risk parameters.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
# This includes the Rates being offered under the Co-origination arrangement in association with Banks.
Over 10k+ Approved Projects
4 Lakh+ Properties to Choose From
Simple Documentation Process
Flexible Loan Tenure Options
Quick Loan Approvals
Zero Prepayment Charges
Plan Your Loan with Our Calculators
Estimate monthly payments easily for your planned loan amount.
Loan Amount (₹)
Enter the amount you require for your home loan
₹
2 L
10 Cr
20 Cr
35 Cr
45 Cr
Tenure (Years & Months)
Specify the duration for which you'll be repaying the loan.
1 Y
5 Y
10 Y
15 Y
20 Y
25 Y
Interest Rate (%)
Specify annual interest rate to compute monthly accurately.
%
6%
10%
14%
18%
22%
Your EMI:
₹ 0
Total Payment: ₹ 0
Interest Payable: ₹ 0
Your EMI:
₹ 0
Total Payment: ₹ 0
Interest Payable: ₹ 0
Secure 10% discount on processing fees now
Year
Opening Balance
EMI*12
Interest Paid Yearly
Principal Paid Yearly
Closing Balance
Steps to take Home Loan
01/03
Easy Application
Begin your journey of applying for a home loan with just a few details. Our guided steps ensure a smooth start towards owning your dream home.
02/03
Hassle-Free Documentation
Start the documentation process effortlessly. Submit the necessary information and let us handle the rest, easing your path to home ownership.
03/03
Quick Sanction
Move swiftly from application to approval. Our quick sanction process ensures that your dream home is just a few steps away.
01/03
Easy Application
Begin your journey of applying for a home loan with just a few details. Our guided steps ensure a smooth start towards owning your dream home.
02/03
Hassle-Free Documentation
Start the documentation process effortlessly. Submit the necessary information and let us handle the rest, easing your path to home ownership.
03/03
Quick Sanction
Move swiftly from application to approval. Our quick sanction process ensures that your dream home is just a few steps away.
01/03
Easy Application
Begin your journey of applying for a home loan with just a few details. Our guided steps ensure a smooth start towards owning your dream home.
02/03
Hassle-Free Documentation
Start the documentation process effortlessly. Submit the necessary information and let us handle the rest, easing your path to home ownership.
03/03
Quick Sanction
Move swiftly from application to approval. Our quick sanction process ensures that your dream home is just a few steps away.
Key Features & Benefits
Check your Loan Eligibility
Just fill in your details and with a single click, check your home loan eligibility.
Attractive Interest Rates
Home loans from Sammaan Capital come at an attractive interest rate. We offer concessional rates of interest to women.
No Hidden Charges
We believe in utmost transparency of operations hence there are no hidden charges applied on loan disbursals.
Speedy Processing
With our quick property loan approvals, you will not face any unnecessary delays in getting your home loan
Easy Documentation
Say goodbye to tedious paperwork! We are there for you to even file your papers.
Flexible Repayment
Our flexible repayment options make it easy for you to focus on all the important priorities of your life.
Long/Short Tenure
We provide you with flexibility of choosing a tenure that suits your needs.
Loan Repayment Options
You can pay your loan using EMI, Prepayment and Flexible Loan Plan options using any of these payment modes: Cheque/Drafts | NACH/ eNACH | RTGS Transfer | NEFT Transfer | Fund Transfer
Tax Benefits
For both salaried and self-employed individuals, the income tax authorities offer home loan tax benefits from specified financial institutions
Section 24 of the Income Tax Act
Under this section, you can claim deduction upto ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on amount of deduction.
Section 80C of the Income Tax Act
You can get a maximum of ₹1,50,000 deduction from the income, on repayment of principal amount of the property loan (home loan) during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such residential property to the individual is also considered under this amount.
Section 24 of the Income Tax Act
Under this section, you can claim deduction upto ₹200,000 on the interest paid towards a home loan. For properties that are rented out, there is no limit on amount of deduction.
Section 80C of the Income Tax Act
You can get a maximum of ₹1,50,000 deduction from the income, on repayment of principal amount of the property loan (home loan) during a financial year. Stamp duty, registration fee or other such expenses paid for the purpose of transfer of such residential property to the individual is also considered under this amount.
Documents Required for Home Loan
- Current Passport size photograph of all Applicants
- Property documents: True Copies
- Duly filled & signed Application Form
- A Sale Deed, Katha, Transfer of Ownership
- Proof of Identity: Aadhaar card/ Passport/ Driving License/ Voter ID PAN Card
- No Objection Certificate (NOC) from the builder / Housing Society (Original Copy)
- Aadhar Card or other OVDs viz. Passport / Driving License/ Voter ID Card or equivalent e-document containing the details of identity & address
- Land Tax Paid Receipt
- Processing fee cheque
- Possession Certificate
Sammaan Pride Stories
Prakash
44 years old, Delhi
5 rating for
Home loan
Sammaan Capital made the challenging process of securing a home loan simple and efficient. Their team was a pleasure to work with.
Saurabh
35 years old, Jaipur
5 rating for
Home Loan
Very helpful staff and great services. Had a fantastic experience!
Komal
36 years old, Delhi
5 rating for
Home Loan
Sammaan Capital simplified the home loan process for me.
Davinder
38 years old, Raipur
5 rating for
LAP
A seamless journey with Sammaan Capital - their expertise and attentive service made getting my home loan stress-free
Rahul
32 years old, Dispur
5 rating for
home loan
Sammaan Capital went above and beyond to secure the best terms for my home loan. Grateful for their transparency and support.
Radhakrishna
49 years old, Visakhapatnam
5 rating for
LAP
Top-notch service from start to finish. Highly recommended!
Our Approved Projects
Know your Loan
Understand your loan, all in one place
Your Empowerment is Our Promise
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Higher Loan Eligibility
Expanding your possibilities with higher borrowing flexibility.
Instant Sanction
Transforming your dreams into plans with swift approvals.
Attractive Interest Rates
Empowering your finances with rates that fit your needs.
Speedy Processing
Navigating your journey with ease and making every step simpler.
Sammaan Insights
How to calculate home loan emi?
A home loan is a high value loan. It often lasts for over two decades and keeps the borrower indebted until the principal loan amount and the interest is paid off in full.
2 April
Top up home loan vs personal loan a comparison to determine the better choice for loans
Taking on a loan of any kind is a financial responsibility. It is a debt that needs to be repaid, in full, based on the tenure chosen by the borrower. Most banks, housing finance companies and non-banking finance companies offer a myriad of loans to finance the different needs of customers.
2 April
Tax benefit on home loan top up
A financial emergency is not something rare or unheard of. There are times in life when one needs funds urgently. This could be due to a medical emergency, an accident, or to cope with a loss in business or such other circumstances.
2 April
Sammaan In Spotlight
The Economic Times
5 March
Indiabulls Housing Finance rebrands itself, name c...
Non-banking finance company Indiabulls Housing Finance has changed its name to ....
Know More
Times Of India
5 March
Indiabulls Housing is now Sammaan Capital
Indiabulls Housing Finance on Wednesday said that it has officially changed its name to ...
Know MoreThe Economic Times
5 March
Indiabulls Housing Finance rebrands itself, name c...
Non-banking finance company Indiabulls Housing Finance has changed its name to ....
Know MoreTimes Of India
5 March
Indiabulls Housing is now Sammaan Capital
Indiabulls Housing Finance on Wednesday said that it has officially changed its name to ...
Know MoreFAQs
How do I calculate interest?
When can I apply for a home loan?
What loan tenure options are available?
Who can co-apply for this loan?
What are the stages involved in taking loan?
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