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Interest Rate
Sammaan Capital Home Loans provides competitive and transparent interest rates, ensuring affordability for your dream home without a significant impact on your monthly financials. Rates are tailored based on factors like profile, tenure, loan amount, and property type.
Home Loan ranging from
8.75%* onwards
Types of Interest Rates
Fixed Interest Rate
Remain constant for the entire loan tenure
Benefits
- Predictable payments, unaffected by market changes.
- Helps borrowers budget effectively.
Setbacks
- No advantage when market rates drop.
- Typically higher than floating rates by 1-2.5%.
Floating Interest Rate
Follow market rates, causing EMI changes.
Benefits
- 1% to 2.5% lower than fixed rates, leading to EMI savings.
- Gains possible if market rates drop below the base rate.
Setbacks
- Risk of increased rates if market rates rise.
- Difficulty in budgeting due to interest rate unpredictability.
FAQs
Can the Housing Loan Eligibility Calculator determine the exact loan amount I will get?
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